Insurance Solutions
Heavy Equipment
Protection for heavy equipment (excavators, cranes, and more) and project vehicles against a range of operational risks.
All Insurance Solutions
Heavy Equipment Insurance protects contractors' machinery — excavators, bulldozers, heavy trucks, cranes, and similar equipment — against sudden and unforeseen physical loss or damage during operation.
Good to know
Arranging cover typically requires equipment details such as type, capacity, usage schedule, age, condition, and maintenance records. Standard policy periods run for one year.
What's covered
- Sudden, unforeseen physical damage to the insured equipment during normal operation
Typically excluded
- Gradual wear and tear or deterioration over time
- Manufacturing, installation, or repair defects, or the equipment's own inherent faults
- Damage during installation, repair, dismantling, or transport (unless caused by fire, lightning, collision, derailment, or overturning)
- Damage from extreme humidity or temperature, or normal tyre wear
- Third-party or public liability claims