Insurance Solutions
Property Insurance
Protection for buildings, warehouses, offices, and company assets against fire, lightning, explosion, and other losses.
Property Insurance protects your buildings, warehouses, offices, and business premises against a broad range of physical loss or damage — not just fire, but many of the everyday and catastrophic risks that can disrupt a business.
Good to know
Property under construction, goods in transit, vehicles, and high-value items such as jewellery or fine art are typically outside standard property cover and may need separate protection. Money Insurance and Fidelity Insurance are usually added as extensions to a Property Insurance policy rather than purchased on their own. Exact scope, limits, and exclusions follow the policy terms and insurer assessment.
What's typically covered
- Fire, lightning strike, and explosion
- Aircraft impact and falling objects, and smoke damage
- Storm, typhoon, flood, and water damage
- Earthquake, volcanic eruption, and tsunami
- Riot, strike, civil commotion, and malicious damage
- Landslide and ground movement
Coverage can be extended for
- Terrorism and sabotage, as an add-on to the base policy
- Vehicle impact damage